Educating on Investment Loans: I provide insights into how investment loans differ from owner-occupied loans, including interest rates, loan structures, and tax implications.
Assessing Your Financial Position: I evaluate your financial status to determine how much you can comfortably borrow while considering your investment goals.
Loan Comparison and Selection: With access to a variety of lenders and loan products, I can compare and recommend the most suitable options for your investment strategy.
Guidance on Loan Features: I’ll explain features like interest-only payments, offset accounts, and redraw facilities, which can be particularly advantageous for investment properties.
Assistance with Paperwork and Application: I’ll handle the loan application process, ensuring all necessary documentation is in order and liaising with lenders on your behalf.
Portfolio Review: I’ll review your existing property portfolio and mortgage structures to identify opportunities for better rates or more suitable loan features.
Refinancing Options: If refinancing is beneficial, I’ll assist in finding and securing a loan that aligns better with your current investment strategy.
Equity Access: I can help in accessing equity from your existing properties for further investments, renovations, or diversifying your investment portfolio.
Loan Restructuring: As your investment goals evolve, I can advise on restructuring your loans to optimise cash flow and tax benefits.
Market Insights: Offering up-to-date market knowledge and insights, I can support your decision-making process for future investments.
In both scenarios, my focus is to provide tailored advice, comprehensive market comparisons, and ongoing support to ensure your investment property loan aligns with your financial objectives and investment strategy. My goal is to make the process of financing your investment property as efficient and beneficial as possible.
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Tahlia Eren (Credit Representative Number 531928) and Tcup Pty Ltd ABN 43 650 553 905 (Credit Representative Number 531930) are credit representatives of Purple Circle Financial Services Pty Ltd ABN 21 611 305 170 Australian Credit Licence Number 486112